Misrepresentation & Eligibility

Please answer the following suitability questions Yes or No and answers must apply to ALL drivers on your policy agreement at the time of taking out the policy.

1
2
3
4
5
6

You must take reasonable care to answer the following questions honestly and reasonably in order to prevent misrepresentation. Failure to do so, or to comply with the policy terms and conditions, may invalidate your policy or may result in your policy being cancelled or your claim being rejected or not fully paid.

You will be aware that every insurance policy has restrictions, therefore, it is very important that you ensure that you are eligible for any policy you decide to purchase. Please answer the following suitability questions Yes or No, answers must apply to ALL drivers on your policy agreement at the time of taking out the policy.

YES NO

Are all the named drivers between 21 and 85 years old?

YES NO

Do all the named drivers have a valid full UK, EEA [European Economic Area] or Swiss driving licence?

YES NO

 Are ALL drivers named on the policy AND are UK residents?

YES NO

Will any of the named drivers be entering Afghanistan, Cuba, Liberia or Sudan?

YES NO

Will any of the named drivers be driving the following:

a. Motor homes, camper vans, trailers or caravans, trucks, commercial vehicles, goods carrying vans, motorcycles, mopeds, motorbikes, off-road vehicles, recreational vehicles and passenger vans and vehicles with more than 9 seats.

b. Any vehicle which has a retail value when new in excess of £60,000 and has a 0-62mph (0-100kph) time of less than 7.5 seconds c. Any vehicle which is over 20 years old.  

YES NO